As a graduate student, it is worth your time to apply for scholarships. Scholarships defray your costs significantly, because they don't require repayment. New graduate students who begin this January (Spring 2015) were invited to apply for institutional scholarships, endowed by Carlow University donors.
Returning graduate students should consider applying for outside scholarships. Start your scholarship search by checking with professional organizations in your field. During your time at Carlow, check the online myPortal periodically; scholarship opportunities may be listed there under the Announcements or Financial Aid pages. Also check the outside scholarship page: